Desert Tortoise Insurance

Get affordable
coverage in Arizona

Get affordable
coverage in Arizona

Our Clients’ Testimonials

Josh did an outstanding job finding me some insurance after being on the phone with other companies for a week straight. When I got on the phone with him he was very determined to make sure he was getting me the very best rate. He cutting insurance policy in half. He decently went above and beyond any other agent I have talked with!

★★★★★
Robinson Family
Home + Car Insured

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Was very professional, patient, answered all my questions and I got a policy that was very awesome. Thank you so much.
Daniel M | Mesa, Az
★★★★★
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The agent I spoke to was knowledgeable, friendly and committed. Got me a great quote!
Kathy F | Phoenix, Az
★★★★★
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Very professional. Helped out with insurance questions and needs,
Thanks.
Jim H | Scottsdale, Az
★★★★★
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Very thorough and down to earth. I’d highly recommend.

Kathrine C | Flagstaff, Az
★★★★★
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Josh was great to work with. Super knowledgeable and easy going. 10 outta 10 would recommend.
Christina T | Nogales, Az
★★★★★
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Absolutely fantastic. Efficient and hard working. Never seen a more proactive agent.
Ashley W | Tucson, Az
★★★★★

We Work With Industry-Leading Insurance Companies

Why Choose DTIB?

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We Are Here To Serve You

Always available and happy to help! Being an insurance broker, we have carefully chosen our carrier partners to provide policy options that are specific to your situation. We have no obligtion to any one insurance company over another, our only loyalty is to your current and future coverage needs.

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Not Just Insurance Agents, Insurance Experts

We are the top of our field. Operating statewide and local, we would be very impressed to find a situation that we haven’t already encountered and our knowledge reflects that. We keep up with the latest trends and developments in the insurance industry so that we can always provide our clients with best that their policies can offer.

How To Buy

1

Lets get to know each other!

A few essential details allow us to get the ball rolling.

2

Experts on your side

We will look for every discount and benefit possible to maximize your savings and protections.

3

The most advanced way to shop

We evaluate rates and coverages through our carrier partners. We do all the leg work so that you dont have to.

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Live confident

Go enjoy the rest of your day. We're always available to service your policies when you need it.

While “slow and steady”
may win the race…

Our process is suprisingy fast, efficient, and straightforward! Complete our application and we’ll deliver the best policy that insurance can offer. Call, text, or chat in to ask any questions or set an appointment for our agents to contact you. The quoting process only takes a few minutes but the savings and quality of service will last a lifetime.

Lets Win The Race, Together

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Types Of Insurance Policies

Homeowners

We have curated coverages for primary homes, secondary homes, condos and townhouses.

Landlord

All the protection youll need for your real estate investment.

Renters

Protection for your personal contents and liability against common types of damage or theft.

Mobile/Manufactured

Policies are available for primary or seasonal occupancy, and rental properties.

Auto, Motorcycle & RV

We offer full coverage, liability only, SR22, non-owners, and policies for collector cars, boats and off-road vehicles.

Umbrella

This policy extends a million dollar
liability protection to the underlying
home or auto policies.

Here To Make Sure You Are Protected

Call Us For A Policy Today!

FAQ’s About Our Insurance Plans

FAQ’s About Our Insurance Plans

Who has the cheapest home or auto insurance?

Cheaper doesnt alway mean better. There isn’t a single insurance company that will be the perfect fit for all people and all areas. Thats why we partner with many different carriers, providing a broad range of options to fit your price and coverage needs.

What is the minimum insurance required for a car?

In the state of Arizona, the bare minimum coverage for auto insurance liability is 25/50/15 meaning that Bodlily Injury Liability would pay out up to 25k per person, 50k per accident, and 15k for property damage. If the vehicle is financed or leased, it may require comprehensive or collision coverage.

What does home insurance cover and how much do I need

Home insurance is designed to encompass anything that could happen to the physical structure, personal contents, or liabilities. Coverages are determined by analysing construction details and completing a replacement cost estimator.

What is the difference between home insurance and a home warranty?

Home insurance protects against certain perils that the home and contents are exposed to like lightning, hail, fire, and theft, among other things. A home warranty protects the kitchen and laundry appliances, water-heater, electrical, and AC unit against wear and tear and other mechanical failures. Warranties offer repair of the appliance or replacement.

What is a personal umbrella policy?

A policy that offers a minimum of 1 million in liability protection. The limits extend to the underlying home and auto and follow you everywhere in the world.

Is landlord insurance the same as short term rental insurance?

Not all carriers that offer landlord insurance also endorse short-term rental use. The coverage offered by the online rental booking service you use will be a beneficial supplement to an actual landlord policy.

Desert Tortoise Insurance Brokers

Serving Arizona Statewide
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